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  1. 100% Eradication of Transaction Leakages.
  2. 95% Faster Entry to Market.
  3. 90% Enhancement in Back Office Operations.

Cost Intelligence Agent

Understand, Validate, and Recover Your Payment Costs

Gain complete visibility into your payment fees—and ensure every charge is accurate, reconciled, and optimized.

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Featured Clients

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Validate Every Fee at a Transaction Level

Don’t just see what you were charged! Verify that every fee, commission, and interchange rate is correctly applied.

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Automatically Detect Overcharges and Anomalies

Surface duplicate charges, incorrect pricing tiers, and unexpected fees across all payment partners.

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Go Beyond Effective Rate to True Cost Accuracy

Effective rate averages can hide discrepancies. Optimus' Cost Intelligence Agent identifies exact mismatches and overcharges at the transaction level.

Most platforms help you see your payment costs.
Optimus ensures they are accurate and recoverable.

Card Network Fee Prediction

Accurate Daily Fee Calculation for Visa & Mastercard Per-Transactions


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Key Features

  • Predict per-transaction card network fees (Visa/Mastercard) with daily updates.
  • Enhance transactional data by incorporating calculated per-transaction fees.
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Results

  • Achieve near 100% accuracy in fee predictions.
  • Enable faster, data-driven decision-making.
  • Improve processing quality and payment service efficiency.
Benefits

Kickstart your growth in Profits with simple clicks, not code!

Tame complex fees, unleash growth with effortless automation and control
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Growth-Driven Automation

Simplify the setup and management of complex fee structures without code, driving profits through automated, efficient processes.

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Achieve Complete Fee Accuracy at Scale

Move beyond averages and estimates. Gain confidence that every fee across geographies, payment methods, and partners, is correctly applied and verified.

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Reduce Manual Effort and Operational Overhead

Eliminate time-consuming spreadsheet work and manual audits. Automate reconciliation, validation, and reporting, freeing your finance team to focus on strategic priorities.

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Continuously Monitor and Prevent Revenue Leakage

Don’t just detect issues after the fact. Continuously track fee behavior and surface anomalies early to prevent ongoing financial leakage.

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Turn Payment Costs Into Measurable Financial Gains

Optimus doesn’t just help you understand your payment fees. It ensures they are accurate, controlled, and optimized for maximum financial impact.

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Eliminate Overcharges Across Processors

Stop losing money to incorrect fee applications, hidden charges, and pricing mismatches. Optimus validates every transaction to ensure you only pay what you should.

Use Cases

Unleash Flexibility, Transparency and Control over Fees & Commissions

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Reduce Chargebacks
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Prevent Interchange Fee Overcharges
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Adapt to Network Changes
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Lower Credit Card Processing Fees
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Optimize PSP Fee Estimation
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Fee & Settlement Reconciliation
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AI-Driven Custom Workflows
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Reduce Chargebacks Smartly

A streamlined approach to identifying, analyzing, and resolving chargebacks efficiently, reducing disputes and financial losses without additional complexity.



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Detect and analyze chargeback trends effortlessly

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Resolve disputes faster with automated workflows

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Minimize revenue leakage through proactive insights

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Maintain compliance with network and processor guidelines


All this without the need for manual intervention.

How Fees & Commissions Works

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Setup fees & commissions rules

Define Fee structure and plans across data from third-party processors, payment service providers, independent service organizations, merchant service providers, peer to peer networks, acquiring banks, and issuing banks.

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Auto compute at source

Compute Fees and commissions across multiple payment flows all at once covering Posting, Settlement, and Funding Data.

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Unlock insights

Track sales, fees, commissions, and effective rates across all levels of your business. See both big-picture sales and fee trends, and dive deep into individual transactions. Get customizable dashboards and reports tailored to different partners and channels, enabling data-driven decisions and effective partner incentives.

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Driving Profitability for BIN Sponsors & BaaS Services

Stand out from the competition with profit-driven pricing and improved data services.
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Accurately Predict and Reconcile Card Network Fees

Gain full transparency and control over Visa and Mastercard fees to optimize financial operations.

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Implement Profit-Based Pricing Models

Ensure 100% cost allocation to customers while strategically sharing a portion of interchange revenue.

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Deliver Value-Added Data Services

Enhance customer offerings with data-driven insights for precise card-level profitability analysis.

What’s More?

Other Core Capabilities

Optimus Fintech offers a holistic suite of capabilities that revolutionizes your financial operations.

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Data Preparation
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Payment Reconcilation
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Ledgers
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Analytics and Reporting
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AI in Payment Reconciliation
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Ready To Transform Your Business Finance?

Let's discuss how Optimus Fintech can help your organization automate all financial operations and give you the confidence to grow at scale.
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Frequently Asked Questions For Fees Commissions

What data sources are used for fee reconciliation?


What types of fees can the Optimus platform manage?


How does Optimus ensure accurate fee calculations?


Can I customize fee structures for different transactions?


What reporting features does Optimus offer for fee management?


How does the Optimus Fintech platform handle disputes related to fees?


Is it possible to automate fee reconciliation with Optimus?


What support does Optimus provide for integrating fee management with other systems?


What is fee reconciliation?


How do you account for rebates in accounting?


What is rebate reconciliation?


How do commission fees work for financial reconciliation process?


What Support Options Are Available for Fees & Commissions Software?


How Does Fees & Commissions Software Improve Revenue Management?


Can I Track Historical Fees and Commissions Data?