The whitepaper talks about the nuances of reconciliation in an era of digital payments. As RTPs, one-click orders, and mobile applications become the go-to payment methods, legacy systems will be phased out to make room for more agile alternatives. Emerging technologies like AI and ML will soon become the norm in payments and accounting solutions. Merchants need flexible solutions that can manage and maintain visibility of multiple payment modes from end-to-end and support an omnichannel customer experience. By integrating payments processing with account reconciliation, merchants can protect their businesses and meet the growing demand for a convenient and accurate process across the transaction lifecycle. An integrated reconciliation solution can reduce costs, boost business growth, and future-proof payments operations for merchant businesses.