What’s your hidden payments ROI?
Calculate your ROI
Start from typical enterprise defaults, then adjust anything to match your operation. Results update as you go.
Your payment operations today
Volume and the effort your team spends on reconciliation.
Where Optimus creates value
Switch on the outcomes that matter to you and tune each assumption.
Investment assumptions
Illustrative figures for modelling only. Your Optimus team will provide a tailored proposal.
Three-year cost of the areas you selected
What these finance operations cost you over three years if you stay as you are, build matching in-house, or run them on Optimus.
Exception handling, integration upkeep, fee leakage and close effort at today's levels.
Build and maintain matching to the same target auto-match rate. Fee, close and integration costs remain.
Subscription and implementation, plus whatever cost remains after realised benefits.
Build assumes engineering effort is spent in year one, maintenance runs every year, and the same realisation factor applies. It excludes infrastructure, opportunity cost and delays, so it is a conservative view of building. Volumes and labour rates are held constant.
Turn this estimate into a validated business case
Share a few details and our team will test these assumptions against your own payment data.
- Exception patterns and auto-match rates measured on your data
- Fee leakage and interchange findings across your payment partners
- Deployment scope, timeline and a tailored proposal
How the numbers are calculated
Every figure comes from the inputs above. Nothing is hidden.
How are reconciliation savings calculated?
Exceptions investigated one by one each year = monthly transactions × (1 − auto-match rate) × (1 − share cleared in bulk) × 12. Each one costs minutes ÷ 60 ÷ 2,080 hours × analyst cost. The benefit is the difference between that cost at today's auto-match rate and at your target rate.
How is payment cost intelligence valued?
Annual payment volume = monthly transactions × average value × 12. Value = annual volume × recoverable basis points ÷ 10,000. This covers fee overcharges, interchange discrepancies and downgrades. Set it to match what you believe is recoverable.
How are close and engineering benefits valued?
Close = hours saved per month × 12 × analyst hourly cost. Engineering = integration FTEs × engineer cost × share of effort freed. Both represent capacity redirected to higher-value work.
How are ROI and payback calculated?
Realised annual benefit = gross annual value × realisation factor, which discounts for rollout and adoption. 3-year ROI = (3 × realised benefit − 3-year investment) ÷ 3-year investment, where the investment is three years of subscription plus implementation. Payback = (implementation + first-year subscription) ÷ monthly realised benefit, a simple estimate rather than a cash-flow forecast.
Are these guaranteed savings or Optimus pricing?
No. Defaults are illustrative planning inputs, and the subscription and implementation fields are placeholders, not published prices. Actual outcomes and pricing are validated with your data through an Optimus proof of value.
Finance Operations from a Cost Center to a Profit Generator
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